Workshops
- The ABC’s of Finance: Budgeting and Saving
- Investing Part 1 – Understanding capital markets: what are stocks and bonds?
- Investing Part 2 – How to manage a portfolio
- Credit and Borrowing Fundamentals
- Working with a Financial Planner
- Retirement Planning
- Income Tax Preparations
- Buying a home? What to think about
Our Workshops
The ABC’s of Finance: Budgeting and Saving
Do these roadblocks to financial success feel familiar?
- Do money beliefs, personality and trauma inform your financial decisions?
- Do you feel like budgeting isn’t enough?
- Are you looking to better manage your cash flow and discover debt reduction and credit management strategies?
The first step to taking control of our financial lives involves getting a handle on our relationship with money. Once we understand WHY we do what we do, we have clarity to support our financial decision-making. Whether you’re going through a life change, or are curious about your financial progress, by comparing best practices with your personal situation, you’ll feel empowered to make specific tweaks to your financial life: You CAN get ahead!
Investing Part 1 – Understanding capital markets: what are stocks and bonds?
This workshop is a beginner’s guide to investing in stocks, and is suitable for those who are interested in learning the basics of stock investing and financial markets.
- What are stocks and why do people buy them?
- Why do companies issue stocks?
- What types of stocks are out there?
- What are the potential benefits and risks of owning stocks?
- How do you invest in stocks?
- What types of fees may be charged?
Investing Part 2- How to manage a portfolio
Canada is known for our maple syrup and intense love of hockey, but we are also known for having some of the highest investment management fees amongst other developed nations. This session will explain the costs associated with the different ways you can invest your savings in the capital markets, the pros and cons of different cost structures and lessons learned from a real live “do-it-yourself” investor.
Credit and Borrowing Fundamentals
This workshop deals with various aspects of credit including home mortgages. Women who attend do not need any background in this topic. We will talk about important basics such as:
- What is a credit rating?
- Why your credit history matters
- How to build a good credit score
- Different types of borrowing and how to manage debt
- How to figure out the upfront and ongoing costs of homeownership
- How to calculate the mortgage amount you qualify for
Working with a Financial Planner
Financial planning helps you achieve your life goals through the proper management of your financial affairs. This presentation for women explains what you can expect when you see a financial planner and the basic concepts of financial planning to help you get started.
Our presenter provides answers to questions such as:
- What does a financial planner do?
- How do you choose a financial advisor that is right for you?
- How are advisors compensated?
- How much money do you need to use a financial planner?
- Where to find a financial planner?
- What do you need to know in order to discuss your financial plan?
Retirement Planning
In this workshop for women, we discuss key retirement concepts including:
- Knowing where you stand today
- The importance of starting as early as possible
- What is asset mix and why is it important
- What are the different types of retirement plans:
- Defined Benefit Plan
- Defined Contribution Plan
- Registered Retirement Savings Plan (RRSP)
- Tax Free Savings Account (TFSA)
Income Tax Preparation
This workshop is for any woman who would like to learn more about how to do their income tax returns from a professional accountant.
Buying a Home? What to think about
This workshop for women provides information on buying a home starting with the decision to rent or own and then looking at the cost of ownership. Concepts covered in this workshop include:
- top ten risks of buying a home
- how to figure out if renting or buying is a smarter decision
- how to calculate the mortgage amount you qualify for
- how to figure out the upfront and ongoing costs of home ownership
- different types of mortgages
- how to pay the least amount of interest on your mortgage
Contact Us
We would love to deliver a financial education session to your organization. Please contact hersdollarsandsense@gmail.com for workshop opportunities.